Why We Do What We Do

An article was recently published by the Tennessee Bar Association which discussed the unfortunate growing issue of financial elder abuse. Financial abuse is recognized as the fastest form of elder abuse and costs our country and estimated $2.6 billion a year. It’s this issue that motivates us at the Chamberlain Firm, PLLC to work day in and day out to reverse this trend. For those aging in our communities, respect and appreciation is what they deserve, not financial exploitation.

But why is it that aging adults are the most susceptible to financial abuse? As you could probably guess, the issue is mostly present with elders who suffer from some degree of mental debilitation. Whether it is dementia, Alzheimer’s or just the natural effects of growing older, aging adults are vulnerable to financial abuse. What’s more, many elders feel they can trust family members to put their needs first. Unfortunately, 60% of financial abuse cases reported to Adult Protective Services (APS) involve family members, according to AARP.

The Vision

We are all a product of our environment. The values, desires and dreams we have are a reflection of our experiences. People who are the most passionate about cancer research, for example, are those that have either lost a loved one to cancer or have battled it themselves. It is out of these life experiences that the vision for the Chamberlain Firm was born.

It is our desire to help people protect themselves and their families. Too many people reach retirement age only to realize that their lack of responsible planning has left them and their family in a difficult spot. I’ve never heard anyone say, “I wish I would’ve waited until I was older to plan for my future.” I bet you haven’t either. We always hear the opposite.

The Chamberlain Firm exists to help you protect your family and preserve your legacy. The vision for the Chamberlain Firm is to provide individuals and businesses with exceptional legal services and to leverage our relationship with other professionals to provide a comprehensive experience for our clients in other areas including financial, tax and insurance needs as well.

We are excited about our future and hope you will consider working with us to plan your’s.

 

Apple Addresses iPhone Upgrade Program Woes

Joe Rossignol for MacRumors:

Over the weekend, Apple updated its upgrade reservation page with fine print that recommends customers call its support team at 1-800-MY-APPLE and mention the iPhone Upgrade Program. By doing so, the company said a Specialist will help customers find the iPhone 7 or iPhone 7 Plus model they want.

I’m among the many who are struggling to track down an iPhone 7 Plus through the iPhone Upgrade Program. It’s frustrating to be one of Apple’s more loyal customers and be stuck waiting for the iPhone model I prefer.

However, I’m happy to see Apple continuing its trend of acknowledging issues and making efforts to fix them. I called 1-800-MY-APPLE last night and was told I would receive a phone call within 48 hours with an update of whether one of the black iPhone 7 Plus models I’m after is available.

I’m still frustrated by the supply constraints, but happy to see Apple making an effort to help its more loyal customers.

New iPhone Pre-Order Process Created Headaches For Verizon Customers

Alex Cranz:

Did you try to buy an iPhone from the Apple website to use with your current Verizon plan? Did you have very little success, or finish the process so late that your phone isn’t shipping until October?

You are not alone. Twitter was flooded with irritated pre-order customers unable to get their hands on their phones, including two separate Gizmodo writers.

Whoops.

Apple Watch Series 2, First Thoughts

Susie Ochs for Macworld:

Turns out, the Series 2 models are ever so slightly thicker than their predecessors. Just a hair, not enough to even complain about, really, and it’s certainly not a deal-breaker. But from Apple, a company with a track record of sacrificing ports and redesigning keyboards in order to make its products thinner and thinner and thinner, the Apple Watch’s extra bulk is a sign that the company is still adding hardware features to find the best mix. In this case, GPS.

Similar to the iPhone 6s, which was a hair larger than the 6 to make room for the 3D Touch display, the Apple Watch Series 2 is thicker than the first gen model. Although this is slightly disappointing, I don’t mind a thicker device as long as the features are worth it.

The new S2 system, addition of GPS and waterproofing make the slightly thicker form factor a non issue for me. I think Apple has taken a solid step forward in making the Apple Watch less dependent on the iPhone. It makes the watch feel less like an iPhone accessory and more like a stand alone product.

Apple Announces iPhone 7 and 7 Plus, Highlights 10 New Features

Apple has removed the wraps from the iPhone 7 and 7 Plus and highlighted 10 new features to introduce the devices.

1. Design

The iPhone 7 and 7 Plus feature a new design…kind of. The overall look is near identical to the 6s line. The only noticeable differences is the antennae bands have been moved and the camera is cut out from the same unibody piece of aluminum. Oh, and the headphone jack is gone, but we’ll get to that later.

The other design news is the new color options. There is no Space Gray iPhone 7 or 7 Plus option. It has been replaced by two new color options, a matte and a glossy black finish Apple labeled Black and Jet Black respectively.

2. Home Button

A redesigned Home button will sit in its familiar location on the iPhone 7 and 7 Plus. The button will no longer physically click. Instead, the new Home button is solid state, pressure sensitive and will feature Taptic feedback.

3. Water and Dust Resistant

Finally, Apple mentioned water resistance on stage. While iPhones have continued to become more water resistant over the years, Apple has never made note of that fact during a keynote. The iPhone 7 and 7 Plus are IP67 certified.

Apple has removed the wraps from the iPhone 7 and 7 Plus and highlighted 10 new features to introduce the devices.

1. Design

The iPhone 7 and 7 Plus feature a new design…kind of. The overall look is near identical to the 6s line. The only noticeable differences is the antennae bands have been moved and the camera is cut out from the same unibody piece of aluminum. Oh, and the headphone jack is gone, but we’ll get to that later.

The other design news is the new color options. There is no Space Gray iPhone 7 or 7 Plus option. It has been replaced by two new color options, a matte and a glossy black finish Apple labeled Black and Jet Black respectively.

2. Home Button

A redesigned Home button will sit in its familiar location on the iPhone 7 and 7 Plus. The button will no longer physically click. Instead, the new Home button is solid state, pressure sensitive and will feature Taptic feedback.

3. Water and Dust Resistant

Finally, Apple mentioned water resistance on stage. While iPhones have continued to become more water resistant over the years, Apple has never made note of that fact during a keynote. The iPhone 7 and 7 Plus are IP67 certified.

4. Camera

It’s no surprise the cameras on the iPhone 7 and 7 Plus were upgraded, but the massive improvements were a bit of a shock. The iPhone 7 features a 12MP sensor with an f/1.8 aperture which Apple claims takes in 50 percent more light than the 6s. However, the big news was all about the iPhone 7 Plus.

The iPhone 7 Plus features a dual lens setup. Alongside the 12MP wide angle lens is a second 12MP telephoto lens. This dual setup allows for more zoom and the creation of shallow depth of field by meshing together images taken from both cameras. However, this depth of field feature will not be available at launch, although Apple promised it was coming in a software update later this year.

5. Display

The display on the iPhone 7 and 7 Plus is 25% brighter than last year’s models with a wider color gamut. The resolution for both will stay the same.

6. Stereo Speakers

Finally, an iPhone will feature stereo speakers. I personally listen to podcasts and other spoken word audio directly from my iPhone’s speaker on a regular basis, so this news is really exciting. The iPhone 7 and 7 Plus will have one on the bottom, one at the top and the result is twice the volume as before.

7. Lightning EarPods

As was heavily rumored, Apple ditched the headphone jack in the iPhone 7 and 7 Plus. The new models will come equipped with Lighting EarPods.

8. AirPods

Apple also made a point to push the fact we’re headed towards a wireless future. Naturally, a wireless version of Apple’s EarPods, dubbed AirPods, will be released in October. Although these probably aren’t for me, the technology inside is impressive. They feature a new chip which allows the AirPods to connect to Apple devices without the hassle of Bluetooth pairing.

9. Apple Pay

Apple Pay is headed to Japan. Other than that, Apple highlighted the continued growth and success of their mobile payment service.

10. Performance

Specs are still important to note, although most people would probably say their iPhone is fast enough at this point. The iPhone 7 and 7 Plus feature the new A10 Fusion chip, which is a 64-bit quad core chip Apple claims is 40 percent faster than the A9.

On 1Password and App Subscriptions

We’re in the middle of an interesting transition with the App Store. Developers are moving their apps to subscription models and Apple is encouraging the same. The problem is some developers are forcing customers into the new model. Remember the Text Expander fiasco from a few months ago?

Agile Bits, the developers behind 1Password, announced their new subscription model yesterday and its the best implementation I’ve seen. Rather than forcing users into an expensive subscription model, users are still able to purchase an individual license or choose from one of three reasonably priced subscriptions. John Vorhees, writing for MacStories, said it best:

I’m also happy to see that in implementing a subscription model, Agile Bits has not done so at the expense of providing its customers with choice and a great value. If you are not already using 1Password, I highly recommend you give it a try.

Hopefully, more developers will follow the lead of Agile Bits and provide users with choice and reasonable subscription options.